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Operationel leasing
Operationel leasing er en leje af en bil over en aftalt periode, hvor leasingselskabet beholder ejerskabet og bærer restværdirisikoen. Kunden betaler en fast månedlig ydelse for brug, ofte inklusive service og forsikring, og leverer bilen tilbage ved kontraktudløb uden købepligt.
Fordi restværdirisikoen ligger hos leasingselskabet, er kalkulen følsom over for hvad bilen reelt kan sælges for om tre år. Stand og kilometer ved tilbagelevering afgør resultatet.
For forhandleren betyder det, at hver operationel leasingkontrakt indeholder en fremtidig brugtbil der skal afsættes — og en kunde der skal have et tilbud inden bilen bliver til overskudslager.
Modstykket er finansiel leasing, hvor kunden bærer restværdirisikoen og typisk har en køberet ved udløb.
I CARRUSLiNK
CARRUSLiNK skelner mellem operationelle og finansielle kontrakter og bruger udløbsdatoen til både genkøbstilbud og planlægning af brugtbilen.