CARRUSLiNK

    Quick answer · Leasing operations

    How do you perform residual value reporting in a leasing system?

    Last updated:

    TL;DR

    Residual value reporting is performed by having the system calculate the expected market value per active contract weekly — based on age, mileage, model prices from Bilbasen/DBA, and the contract's remaining term. CARRUSLiNK updates residual value weekly and provides the leasing company with a realistic balance sheet value instead of a quarterly booked value that is always outdated.

    The classic mistake is to lock the residual value on the day the contract is signed — typically 35-45% of the new price after 36 months — and then never update it. When the market shifts (electric vehicles lost 15-25% of their value in 2024-2025), the leasing company suddenly faces a booked value that is far from the real sales value, and the first time this is discovered is upon vehicle return. For 1,000 contracts, this can mean DKK 8-15 million in hidden losses.

    A purpose-built leasing system solves this with a continuous market data feed (Bilbasen, DBA, Synsbasen) and an automatic report to the CFO/auditor every week. This provides early warning of residual value loss and the opportunity to adjust pricing on new agreements before the portfolio becomes toxic.

    Key facts

    • Weekly update of expected market value per contract
    • Data sources: Bilbasen, DBA, Synsbasen, actual sales prices
    • Early warning when residual value loss exceeds 10% of booked value
    • Automated report to CFO/auditor in Excel and PDF format
    • Trend graph per brand, model, powertrain (EV vs. plugin vs. diesel)
    • Input for pricing new agreements so the portfolio doesn't repeat mistakes

    See your weekly residual value report for your own portfolio in CARRUSLiNK.